Though still a few weeks away, the summer season can already be felt in the air. Our family loves the summer breeze and we would always go on a beach vacation together. We also love hanging out in the club house where there is a pool and many outdoor chaise lounges for sun bathing. If [...]

If there is one thing that I really love, then it’s gadgets! Every month I would spend a good amount of money in buying electronics and gadgets. The most recent gadget released in the market today is the iPad by Apple. Though I still haven’t saved enough money to buy an iPad, I have already [...]

When my little sister starts sneezes three in a row, it means trouble. This is a clear sign that her allergy is striking again and it can strike anytime. Because of this, she had learned to bring her prescribed allergy relief medicines anywhere she goes. She had learned the hard way that one should always [...]

Being an employee isn’t the easiest way to earn money but it is the most common and it works. Aside from taxes, which no one can escape from except in death, employees also need to pay for health and social security disability. Superannuation also needs to be paid regularly. If there are any, employee loans [...]